How to Compute SSS, PhilHealth and HDMF (Pag-IBIG) Contributions

8/4/2013

Know your SSS, PhilHealth and HDMF (Pag-IBIG) monthly contributions. With your Monthly Basic Pay (Salary) you can immediately know your contributions. Just refer to the following tables below:

For SSS Contribution

Illustration:
Suppose your monthly basic pay (salary) is P12,000.00 then by looking at the table above (under the column of Range of Compensation) just find the range of compensation that includes P12,000.00 and simply move your eyes horizontally and look for your corresponding SSS Contribution (under the main column Social Security and sub-column EE or Employee Contribution). Your contribution is P400.00.

Since you already know how to look for your SSS Contribution it is time for you now to know how much is your employer's contribution counterpart. Again, find the Range of Compensation where you belong, move your eyes horizontally, and just look under the main column Social Security and sub-column ER or Employer Contribution.

Suppose you have a P12,000.00 monthly basic pay (salary) then the ER or Employer Contribution would be P848.00 and your total monthly contribution that debit in the SSS is P1,248.00 (P848.00 + P400.00).

For PhilHealth Contribution

Illustration:
For instance you have a monthly basic pay (salary) of P12,000.00, then your Philhealth Monthly Contribution would be P150.00. Look for the column under Monthly Salary Range and find for the interval where your salary belongs. After that, move your eyes horizontally (to the right) and find for the corresponding PhilHealth Monthly Contribution under the Employee's Share Column.

Aside from this it is also better and wise to know your employer's contribution counterpart. Again, going back to the PhilHealth Table above just look for the column under Employer's Share that corresponds to your monthly gross income.If your monthly gross income is P12,000.00 then your Employer's Share is P150.00 and the total amount that debit in your PhilHealth Contribution is P300.00 (Employee's Share + Employer's Share).

For HDMF/Pag-IBIG Contribution

Illustration:
If your Monthly Basic Pay (Salary) is P12,000.00 then your HDMF Contribution is P11,000.00 X 0.02 = P220.00 and your Employer's Counterpart is P11,000.00 X .02 = P220.00. This computation is so easy. After you know where your Gross Monthly Salary Range belong, just multiply it by the MULTIPLIER that corresponds to your monthly basic pay (salary) .The total monthly contribution that debit in your HDMF Contribution is P440.00 monthly.

NOTE: You can also demand to your Finance Officer or Human Resource Officer if you want to increase your HDMF Monthly Contribution. This is advisable if you want to avail a housing loan. The bigger contribution you have the bigger the money later on that you can loan for your housing loan.

179 Comments

MEME

12/25/2014 06:40:07 pm

HOW TO COMPUTE WITH HOLDING TAX?

AOTW

2/22/2015 08:28:18 pm

Hi Meme,

Please visit this site on how to compute withholding tax.
http://e-pinoyguide.blogspot.com/2014/07/how-to-compute-your-withholding-tax.html

jcmd

4/27/2015 11:04:24 am

thanks!

3/31/2016 08:45:24 pm

Alexis Dela Cruz

5/11/2016 08:15:03 pm

I was want to ask on how to compute for HDMF Contribution. Suppose I had an apartment and by total, it generates 15,000 a month income. Will I still follow the above computation by multiplying it by 4%?

ReY

7/31/2016 09:53:40 pm

jeffrey talisic

2/27/2017 05:52:22 pm

frolan genibe llenos

3/13/2020 06:12:13 pm

how to compute withholding of employees

Maria Virginia B. Yu

1/15/2015 03:32:56 pm

what if i didn't pay my contributions monthly when i left the Philippines? Is there a penalty for that? I am an OFW.

anythingontheweb

5/30/2015 01:42:27 am

As far as I know there will be no penalty. All I know is that they will deduct it in the computation of your years of service when claiming SSS pension. For example you have worked 20 years, and say you have failed 8 consecutive months of contribution within a year. When you retire, they will use 19 years in the computation of your service instead of 20. I suggest you verify this with SSS.

Audrey

10/16/2015 12:41:20 am

Hi Ma'am, ganun din po ba for Pag ibig and Philhealth? Bale hindi na sila maniningil ng arrears?

Medyo pareho sa situation ko, nung nasa private company ako, complete yung deductions ko pero nung lumipat ako sa government, job order pa lang at hindi sila nag babawas ng deductions other than tax. Gusto ko sana mag start ulit mag bayad ng Philhealth and Pagibig so I want to know kung may penalties ba talaga and if meron, pwede bang installment yung payment? Thank you!

Marjorie Alfonso link

2/9/2016 07:04:17 pm

ilang beses na po ako nag register sa sss may dumadating na email pero pag inopen wala nmn lumalabas log out lng lagi ang nakikita ko .

rowena

3/17/2016 01:00:01 am

ako naman nag check ako online.4 years nako hindi nakapagbayad.ang kulang ko pa is around 4k.ngayon ang dapat kung bayaran is umabot na ng 11,500.00 kasama na pati interest.

onin

8/22/2016 07:00:28 pm

hi i think no, they compute based only on the available years he/she paid, they will not deduct anything

oscar mata

2/21/2015 12:46:48 pm

oscar mata link

2/21/2015 12:57:26 pm

Virefacation salary laon.

Espie

3/23/2015 05:25:36 pm

Hi! Are the tables updated?

ELBA

5/6/2015 03:41:23 pm

Yes! I checked them :)

anythingontheweb

5/30/2015 01:44:57 am

Hi Espie, please visit my other blog for the updated list of tables and examples.

http://e-pinoyguide.blogspot.com/2013/09/how-to-compute-sss-philhealth-and-hdmf.html

ELBA

5/6/2015 03:43:46 pm

Thanks for this one! :)

Cathy

5/13/2015 11:38:15 am

Hi if an employee ops to increase his contribution should the employer pay the same amount or does the employer only need to contribute minimum of P100 regardless of how much the employee contributes?

anythingontheweb

5/30/2015 01:32:50 am

Hi Cathy, no.However, you have the option to request to your employer to deduct the contribution in your salary or you will settle it directly to Pag-IBIG. Are you planning to apply for housing loan?

nancy

9/29/2015 01:25:38 am

only the employee has the option to increase his/her contribution but as mandated, employers can only share up to P100 or 1% or 2% of the basic salary, WHICHEVER OR LOWER.

Julito Villaso

11/24/2016 12:03:34 am

Amy

5/29/2015 10:33:36 pm

Hi good morning po...panu ko b malalaman ang contrubution ko.last work ko po kasi feb 2011 p so ask ko kung panu ko makikita ang contrubution ko sa pagibig at sss ko...ask ko din kung panu magself contrubution...pls feedback may message

anythingontheweb

5/30/2015 01:37:45 am

Hi Amy, you can view your sss contribution online. just go to their website and register. You need to have a valid email and your SSS number. Unfortunately, there is no online viewing of Pag-IBIG contributions yet. But you may email them and request for a copy of your contributions. They will reply to you, not that quick but they will. You may also call their hotline or go to a Pag-IBIG branch near you.

Summer

7/14/2015 06:09:43 pm

Punta po kayo sa Pag-Ibig website, not sure kung gagana din ito sa hindi OFW but meron doon OFW Member's Contribution Verification iclick nyo po at ilagay ang Pag-Ibig #, Last Name, First Name, at yung Code na susundin nyo. Tinry ko po gumana naman sa akin pero matagal nakong hindi OFW. Yung record ko don is yung binayaran ko sa Phil Embassy sa Singapore para makakuha ako ng OEC. Try nyo po kug makikita nyo din record nyo kahit local employee.

ROSARIO M. TABUDLONG

10/27/2015 07:25:28 am

hello po ! ask ko lang dati na po kasi akong member sa pag ibig kaya nag stop na ko ng work pwede po ba kong magvoluntary contribution at pwede na rin po ba akong magreloan?

Pinky Braselino

6/1/2015 05:44:21 pm

Hi,

Good Day.

OFW po ako, nakalimutan ko pa mag hulog ng contribution ko sa pag-ibig almost two years na pwede ko po ba yun ecope up yung contribution ko as one time payment?

Awaiting for your reply.

Thanks & Best Regards,

anythingontheweb

6/1/2015 08:53:54 pm

Hi Pinky,

May plano po ba kayo mag avail ng housing loan?

Sa pagakakaalam ko po maaari po kayong magdagdag ng additional na hulog kung nais nyo pong mag avail ng housing loan. Kung nakita po ni Pag-IBIG na hindi kayo qualified sa pag avail ng loan, maari nyo nmng bayaran yung halag na kulang para kayo makaavail.

Arthur McArthur

6/3/2015 11:00:22 am

Hello, ask ko lng po pano po pag nag increase po ang sahod ng empleyado, automatic din po ba na mg iincrease din ung deduction sa PAGIBIG?

anythingontheweb link

6/3/2015 12:29:35 pm

Hi Arthur, kung ang current sahod nyo ay above 5,000 na, fixed na 100 po ang contibution nyo sa Pag-IBIG. Pero sa SSS at PhilHealth nagvavary ang contribution depende sa sahod. Pakivisit na lang din po ang other blog ko http://e-pinoyguide.blogspot.dk/2013/09/how-to-compute-sss-philhealth-and-hdmf.html para sa additional information on how to determine sss philhealth and pag-IBIG.

zhel

6/5/2015 03:43:52 pm

Mam ask ko lang po paano po kaya uli ako makakapagsimula maghulog sa pag-ibig?kasi nahinto po yung paghuhulog ko nung 2009 pa mula ng mag abroad po ako.

anythingontheweb

6/6/2015 11:36:22 am

Hi, nasa abroad pa po ba kayo o nasa pinas na?

zhel

6/5/2015 03:49:27 pm

Paano din po kaya makikita yung contribution ko sa pag -ibig?

anythingontheweb

6/6/2015 11:39:58 am

Sa ngayon po wala pong option na maview online and contributions sa Pag-IBIG. But you may email them and request for a copy of your contributions. They will reply to you, not that quick but they will. You may also call their hotline or go to a Pag-IBIG branch nearest you.

Dahlia

6/6/2015 07:46:24 am

Hi!!! I attended the seminar for PAG-IBIG housing loan last week, nakalimutan ko itanung ang queries na to... Pag LGU kasi Voluntary ang SSS, Philhealth at Pag ibig,..pwede po ba na mag bayad up to 800 pesos per month sa PAG IBIG? sahod 10 pesos thousand monthly. Thank you!

anythingontheweb

6/6/2015 11:41:44 am

Hi Dahlia, kung nagaapply po kayo ng housing loan, automatic na po idadagdag ni Pag-IBIG ang kulang nyo na contribution sa monthly bill nyo.

Allyssa Mae

6/7/2015 02:49:05 pm

Leo

6/15/2015 11:43:42 am

bakit po sa iba hanggang 100 lang ang emplyee employeer contribution sa pag-ibig ang total e 200.

anythingontheweb

6/15/2015 03:05:23 pm

Hi Leo,

For Pag-IBIG contribution, the maximum monthly compensation used in computing the employee contributions is currently set at P5,000. This means that the maximum member contribution and employer counterpart per month are both currently P100. ( http://www.pagibigfund.gov.ph/faq.aspx )

rizza

6/30/2015 11:43:55 pm

Bagongg member po ako ng phealhealth,quarterly po ako kung mmagbayad.nakalimutan ko po magbayad ng april,may,june.pwede pa po bh ako magbayad kht july na,tnx po

mytha

6/22/2015 07:01:22 pm

good day po..
ofw po ako ang tanging contributions ko lang po ai ung pag.alis ko ng bansa kasi required naman po na magbayad.., ngayon po gusto ko pong mgContribution regularly.. paano ko po sisimulan.. SSS, PAG-IBIG at PHILHEALTH po..
maraming salamat po..

anythingontheweb

7/6/2015 07:04:33 pm

HI Mytha,

Pede nyo pa din pong ituloy ang paghulog nyo sa inyong SSS, Pag-Ibig at PhilHealth. Kung may record po kayo ng inyong mga SSS, Pag-IBig at PhilHealth number ay maari nyo pong hulugan ito.

Kung kayo po ay nasa ibang bansa ay maari nyo po itong ipaasikaso sa inyong kamag-anak.

Ruby joy gersalia

6/28/2015 12:00:36 pm

Hi Mam, ask ko lang po sa computation po ng Philhealth contribution kasama po ang e-cola?ty

anythingontheweb

7/6/2015 07:05:39 pm

Hi Ruby Joy,

Hindi po kasali ang e-cola. Basic pay lang po ang batayan sa pagkuha ng contibution sa SSS, Pag-Ibig at PhilHelath.

Pinoy

7/22/2015 02:45:47 pm

And SSS sa kumpanya namin ay base sa gross pay. Ang philhealth naman ay base sa basic pay. Saang mga batas o circular po batay na sa basic pay dapat based ang mga ito?

Pia

2/15/2016 10:08:02 pm

Hi! As per SSS, kasama daw po ang allowances sa pag compute ng contribution.

Jeca

8/13/2018 10:59:06 pm

For the SSS yes Gross po including OT Pay, ND, Ecola etc. as per Circular No.22-P. For Philhealth naman, basic pay naman. For HDMF, 2 % of the compensation set of 5,000.00

Gerry Contillo

7/1/2015 11:43:13 am

Madam:

Can i claim the full payment including the employers share upon maturity?

anythingontheweb

7/6/2015 07:07:52 pm

Hi Gerry,

Yes po. Your retirement will be calculated based from your total monthly contribution (employee and employer share).

Gian Toribio

7/2/2015 12:21:34 am

how much do i need to contribute on SSS, Philhealth and Pagibig? im a self employed...

ice

7/2/2015 08:03:36 pm

Hi maam..naguguluhan ako sa contribution rate . how much po ba ang contri ng individual paying na 10500pesos ang monthly income sa PAG IBIG?

Thank you in advance!

anythingontheweb

7/6/2015 07:10:33 pm

Hi Ice,

For Pag-IBIG contribution, the maximum monthly compensation used in computing the employee contributions is currently set at P5,000. This means that the maximum member contribution and employer counterpart per month are both currently P100. ( http://www.pagibigfund.gov.ph/faq.aspx )

In your case po na with monthly salary of 10500, lumagpas na po kayo sa minimum of 5000. This means po na hulog nyo sa Pag-Ibig ay 100. Ganun din po ang hulog ng inyong employer. You will have a total monthly contribution po of 200.

jerry james

7/5/2015 01:50:00 am

hi po..tanong ko lang po if puyde po ba ako makapagloan ng 500thousand? para po makabili ng lupa at makapagtayo ng maliit na bahay.;20years to pay po..mka avail po ba ako?12k lng po monthly net income ko po..

anythingontheweb

7/6/2015 07:12:45 pm

Hi Jerry James,

I would suggest po na pumunta po kayo sa malapit na Pag-Ibig branch. Maaari nyo din po silang tawagan sa 724-4244 o i-email sa [email protected].

jane

7/6/2015 06:47:37 pm

ask ko lng po if na miss 1 payment magkano po penalty if ngbabayad ng 200 monthly if 3 po kasali how much kea po penalty

anythingontheweb

7/6/2015 07:18:34 pm

Hi Jane,

Sa pagkakaalam ko po, wala pong penalty kung hindi may namiss kayo na hulog sa Pag-Ibig. Mababawasan lamang po ang inyong number of contributions kung kayo ay kukuha ng housing loan. Ang minimum requirement na hulog po ay 24 months.

Halimbawa po, nagstart kayong maghulog last January 2013 ng 200 kada buwan. Namiss nyo pong maghulog ng December 2014. Kayo po ay may hulog lamang na 23 months. Hindi po kayo magiging qualified to avail housing loan.

Maaari lang po kayo magkapenalty kung kayo po may housing loan at hindi nyo nabayaran sa tamang due date.

7/8/2015 12:44:14 pm

sir how to compute penalties for late remittance month of december 2014 to january 2015. Each month has a total of 2,200( 1,200 for ee and 1,200 for er). tnx

grace

7/8/2015 05:15:04 pm

ask ko lang po if wala po ba violation ang company if ang basis ng computation ng SSS and philhealth ay base lang sa basic pay at hindi sa gross pay.

anythingontheweb

7/9/2015 03:54:01 pm

Hi, ang alam ko po, ang basis po talaga is basic pay. Pero meron po kasing employers na kinikuha nila sa gross para mas lumaki ang contibutions at bumaba ang tax.

Juvy

7/9/2015 03:00:10 pm

Hi. unemployed na po ako since 2009. I have pag-ibig # but wala po atang contribution na binabayad ung dating employer ko. Pwede ko pa ba un ituloy kahit wla n ko employer? housewife na po kc ko at di na nagwowork..

anythingontheweb

7/9/2015 04:07:22 pm

Hi Juvy, naitabi nyo po ba mga payslips nyo? pde nyo yan ipaverify sa pag-ibig branch. Pde nyo din po ireklamo ang employer nyo kung sakaling hindi talaga nila hinulugan ang pag-ibig nyo.

Sa tanong nyo po na kung pede ituloy, ay opo. mag update po kayo ng memebership status nyo sa pag-ibig branch at sabihin nyo na magpapalit kayo as voluntary member.

katey link

7/11/2015 08:48:52 am

hi, ask ko lng po sa SSS contribution sabi ng employer ko kasali yung night difference and over time sa monthly basic salary para makuha yun monthly contribution ko sa table? Totoo ba ito? May isang dependent din po ako. thank you.

Rose

7/14/2015 02:21:27 pm

Saan malalaman kung magkano na yung nahulog mo sa Pag - ibig, SSS at Philhealth?

Michael

7/21/2015 02:21:35 pm

hi, i want to avail the Pagibig housing LOan, may i know the requirement, i've contributed for almost 2years.. its is possible? can i ask your help on how to avail it?

Cybele Sabutanan

8/6/2015 01:40:59 pm

Hey! Good Day!
Can you help me how to compute SSS penalty? I really need to pay our SSS penalty within this week.. Thanks

Cybele Sabutanan

8/6/2015 01:50:54 pm

You can call me (032) 255-7518 Please po. Thank you!

Rewel link

8/11/2015 12:56:25 pm

SSC Amount x 0.001 x no. of days delayed
ECC Amount x 0.001 x no. of days delayed

raneth

8/8/2015 11:20:51 pm

maam, ask lang po, bout sa SSS ko,, pwde ko po ba ma withdraw ung contribution ko sa sss 9 months na daw po ung contribution ko since 2010 nung nagwork ako, taz paghinto ko sa work hindi ko na na continue ung paghulog sa sss. pwde ko po bang mawithdraw ung 9 months na contribution ko.??

rachelle

8/9/2015 11:55:02 am

Hi, just want to inquire on the basis of philhealth contributions, are overtime pay and other de minimis included? Thanks!

Mary

8/10/2015 04:24:12 pm

Good day,
May I know the formula in computing SSS penalty?
It has been 8 months since I remitted my contribution.
Thanks a lot :)

Rewel link

8/11/2015 12:54:08 pm

SSC Amount x .001 x no. of days delayed
ECC Amount x .001 x no. of days delayed

louie link

8/12/2015 05:06:16 am

Hi po. Ako po ay nagsisimula pa lngng paghulog sa pag.ibig. Gusto ko po sana mag increase ng payment ko sa pag.ibig? Paano po? Thanks and more power.

cheng

8/21/2015 05:16:49 pm

ask ko lang po, pwede po ba i-adjust ung sa salary ng employees? kasi po bine-base po kasi ung computation ng contribution ng employees sa whole amount nung salary including allowance. e i-adjust po sana at exclude ung mga allowances.

erika link

8/28/2015 04:39:34 pm

hi!
ask ko lang sana kung anu ung requirements for housing loan.
tnx

marjury link

9/9/2015 12:03:47 am

ask ko lng po paano po e compute ang monthly amortization sa outstanding loan balance sa sss na may penalty

Ex. Loan Balance..7616.17
loan amount: 6000.00
loan date: 9/23/2010
last posted: 05/2011

and now employed na ulit ako

marjury

9/8/2015 07:32:51 pm

hi, ask ko lng po pano po ba babayaran yung existing loan sa sss na nagpenalty na po

marlon absalon astorga

9/12/2015 04:28:33 am

marlon absalon astorga link

9/12/2015 04:34:14 am

Gosto ko lang malaman yong mga holog ko sa pag ibig

9/13/2015 11:54:03 pm

How about the computation of Pag-ibig for voluntary? Thank You!

GLAIZA

9/17/2015 06:58:42 pm

hi ask ko lng po kung under ako ng agency ako ba ang mag so-shoulder ng buong monthly contribution? thanks

nancy

9/29/2015 12:46:30 am

mali po ang computation, mandatory for employer is P100 or 1% or 2% of the basic salary, WHICHEVER IS LOWER po...any employee may contribute more than the mandatory (mandatory is P100, or 1%/2% of the basic, whichever is lower)

anne link

10/1/2015 12:21:53 am

hi, tanong ko lang po.. san po ba pde makita ung circular or memo na pwedeng hindi sa basic income ang basis ng philhealth contribution.. kasi ginagamit po namin ay NET BASIC (less ang mga absences and late) ito po ay para maeliminate ung mga negative pay as active employees na wala lang ipinasok. kung makahingi po sna ng link na pde ang discretion ng campany kung basic only, net basic or gross income ang basis ng pagkuha ng philhealth contribution.. maraming salamat po.

joanna link

10/8/2015 12:50:42 am

hi, tanong ko lang po pano po kung hindi na po nakapag patuloy ang paghulog sa sss ng father ko eh magreretired maalapit na po siyang magretired niyan. pwede po bang ipagpatuloy niya nun after po nun mafretired na po siya, talaga po bang meron ka dapat na 10 years na hulog sa sss bago ka makapag pension sa sss?

rosann

10/20/2015 08:41:54 pm

hindi po ako makaregister sa my.sss .. ano po ang dapat gawin kasi invalid ung nagpapakita na SS number ko. salamat po.

Blanch Mabilog

10/25/2015 07:55:12 pm

What is the basis for Philhealth computation? is it only the basic pay and Ecola?

Ben

11/6/2015 07:02:17 am

Madam!

How much is the estimated pension for 10 years SSS contributions..

Thanks

evangeline maranion colobong

11/8/2015 07:26:14 pm

Sir/Madam,pwede ko ba wthdraw yong pag ibig cnontribution ko...

Joseph

11/22/2015 06:34:49 pm

Hi, I just want to ask regarding my deduction in Philhealth and Pag-ibig. Our company is deducting me every month for my Philhealth and Pag-ibig, even if I did not submit my Philhealth and Pag-Ibig number, although I have it already. I ask this to our HR, and their answer was, "sir, even if you haven't submitted your Philhealth and Pag-ibig number, they will automatically deduct it because you already have your number for Philhealth and Pag-ibig".
Thanks in advance to those who can answer this.

Conan

11/23/2015 06:13:48 pm

Kasama ba ang OT pay sa pag cocompute ng Pag-ibig contribution??

Pia

2/15/2016 10:12:54 pm

Hindi po.

12/1/2015 02:07:55 pm

Ano po ang mga benefits kapag nagpa-increase ako ng HDMF contribution? aside from bigger loans? thank you

Roni

12/6/2015 07:11:04 pm

Good day.na is ko po malaman sa philhealth ko as an ofw Kong magagamit ko I yon sa panganganak ko sa philippines example cs ako.saka ilang buwan ba dapat ang remittance ko Bago ko ma avail yon.thank you

Pia

2/15/2016 10:12:31 pm

Ang alam ko atleast 3 months bago ka manganak dapat ang may hulog.

12/8/2015 10:30:29 pm

Hello, I work in a big bpo company in makati. I checked lately if my contributions for philhealth, pag ibig and sss are updated. I found out days ago that this bpo did not remit anything for my philhealth and for my pag ibig the last remitted contribution was last Sept 2015. I haven't verified yet with sss. I started working with this bpo January 2015. I have printed payslips which showed that contributions for said govt mandated deductions were deducted from my monthly pay every cut off. What should I do best first for them to take action immediately? Will they be liable for this? Good thing I did not need my philhealth yet but I wish to have this corrected by them soon. And I plan to apply for loan from Pag ibig once my company (bpo) remits the lacking contributions because I will meet the required 24 mos contributions. Now I still show 21 mos contributions still in Pag ibig Fund since Sept 2015. Thank you for your response and help. Good day!

jeffrey

12/28/2015 07:58:15 pm

Hi po, ask ko lng kung saan ka magbabase para makuha mo ung contribution? sa basic monthly salary po ba o yung mismong natatanggap na compensation ng employee every month/?

Thank you.

Jenny

1/6/2016 05:37:33 pm

Hi po, iask ko lang po, yung basis ng computation for contributions, monthly salary, actual po ba yun?, basic salary plus overtime less absences? Thank you!

Einztein

1/7/2016 03:10:24 am

Ano po ibig sabihin ng SSC sa computation sa SSS penalty

KURORO LUCI

1/10/2016 10:19:36 pm

thank you po

edna mendoza link

1/18/2016 06:08:37 pm

Naghulog po ako sa pagibig from 19966 to 2003.nagresign na po at napatigil.pede ko p ba ituloy ang pagbbyad as self employed.ty

1/19/2016 04:01:36 pm

Good day po..
Natigil po ako maghulog sa sss at philhealth nung nabuntis ako..gusto ko sana ipagpatuloy..paano po yan? Active pa po ba yun account KO sa sss at philhealth?6yrs na po ako natigil..

leh

9/22/2016 02:21:43 pm

wala sila expiration , so pwede pa rin, punta ka sa center nila

Ana Theresa Valenzuela

2/2/2016 03:48:39 pm

How to deduct with withholding tax? Before or after deductions of SSS, PAGIBIG and PHILHEALTH?

Pia

2/15/2016 10:10:44 pm

After deducting SSS, HDMF and PH.

Kenneth A. Delos Santos

2/29/2016 10:43:30 pm

What is the reference HDMF/Pag-Ibig Circular/Memorandum for the contribution? I need this to present to my employer to our HR to correct the computation.

Jeniffer Pamplona

4/5/2016 01:41:44 am

Hi maam ask ko lang if possible ba na babaan ang contribution ng employee tska employers from 2 % gross to 100 per share na lang po

JEN

4/26/2016 07:42:10 pm

Hi ma'am ask ko lang po, pano po if naka leave yung employee and my tao na papalit sa kanya temporarily ? pano po yung computation?

noemi panagdato

4/29/2016 04:25:30 am

please update my advanced contributions for my Pagibig april to august how come i tried to check how many time until it doesnt appear my pagibig contributions.

Cristy Cequena

5/23/2016 07:49:48 pm

Do we have mandatory clause that the foreigners can be subject for membership to SSS, PAG-IBIG AND PHILHEALTH contribution? Please help.
Regards

jennlyn

5/25/2016 12:18:15 am

in my computation kung if minimum ako ngayon ang mgiging kaltas ko monthly

416.70 sss
150.00 philhealth
250 pag-ibig tama po ba?
=816.70 a month? nlito po ako sa computation sa pag ibig ee

NICA

7/12/2016 06:46:48 pm

HI!.. kukuha po sna ako ng pag-ibig acquirred asset kya lang ngkconflict po dun sa 1st employer ko kasi nkalagay dw po un 1st name ko lang, dapat dw po pati 2nd name.. pano ko po un ippaedit?

janet maquincio segovia

7/13/2016 05:17:13 pm

matheresa

7/27/2016 05:15:09 am

ask ko lng po if magkno po kya ang contribution ko vendor lng po ako

Rey

7/31/2016 09:56:01 pm

How to compute Withholding Tax? Can I deduct EE & ER contribution from the Basic Salary???

She

8/1/2016 05:44:56 pm

I see in your article that you use the basic monthly salary for SSS premium computation, should not be the gross income be use, including overtime pay and allowances?

Evelyn Balunsat

8/4/2016 11:49:16 pm

In reaction to the computation of Pag-IBIG contribution, please note that the maximum monthly computation used in computing employee contributions is currently set at P5,000.00 only.

Abby

10/2/2016 11:32:33 pm

This is correct. Kaya ang mandatory for 1,500 and below(5,000) is 2%. So halimbawa ang monthly mo ay 10,000.00, 100.00 lang ang mandatory share mo.

And additional info, sa personal(employee) share(prem), yung mandatory amount na makukuha mo is only the minimum pero pwede mo increase prem mo. Halimbawa ang sahod mo is 10,000.00 per month. pasok sa category na 100.00 and mandatory contribution, pero pwede ka magremit ng 500.00 kung gusto mo. Sa personal share lang to. sa employer share, maximum na ung 100.00.

Isingit ko na din lang. ung mandatory employee share lang ang non taxable.

Sherlyn

8/24/2016 08:11:57 am

Panu ko malaman kong magkano na angcontribution ko???

lea

9/22/2016 02:19:02 pm

gawa ka online log in, meron sa sss n ph

Celeste Legaspi

8/29/2016 08:10:20 pm

Hello! Gusto ko po sanang I pag patuloy ung sss ko dati Kaya Lang nawala n ung ID ko. 10 years n po ko d nkhulog.

<blank>

9/7/2016 12:39:48 am

Wag mo na ipagpatuloy ang bawal

leh

9/22/2016 02:20:28 pm

punta ka sa isa sa mga center nila, or much better s branch na kinunan mo before, pagawa ka bago ID, check mo muna requirements

Abby

10/2/2016 11:25:19 pm

Naghuhulog ka ba as voluntary/self employed o bilang employee ng isang company? Kung voluntary ka, pwede ka mag remit sa kahit anong payment center as long as alam mo ung SSS No. mo. Check mo sa SSS table kung aling amount ung gusto mo iremit..

Pero kung may employer ka noon, pa change ka muna status sa pinakamalapit na SSS branch.Change from employee to voluntary. Pag okay na remit ka na accdg to new SSS table.

Sa ID hindi na sila nagrerelease ng SSS ID. UMID na ang makukuha mo... Just go to nearest SSS branch na din para jan kc centralized naman system nila.. kahit saang branch machecheck nila account mo.

Martha

10/7/2016 07:06:16 pm

Ask ko lang..ang basis po ng SSS contribution ay Basic lang o Gross salary?thanks

Accounting Information Systems link

10/12/2016 01:56:26 am

The computation for your sss was the basic of your salary (+) Ecola then look up on the table above. See column EE or (employee share)

Abby

10/14/2016 01:11:45 am

Basic. :)

jessyReid link

10/13/2016 06:20:49 pm

ang ganda ko po

Adrian

11/3/2016 12:29:15 am

To the author: So as to avoid further confusion, please do correct your discussion on the PAG-IBIG contributions. Note that the maximum compensation considered in computing is set at P5,000. Thus, the maximum contribution for both employee and employer is only at P100.

Abby

1/13/2017 11:58:01 pm

Maximum po sa employer pero minimum po sa employee... i personally pay 500 for my Employee Share para mas malaki loan amount ko... :)

venus

11/8/2016 10:07:30 pm

good day!
ask ko lng po.. what if i want to increase my pag-ibig contribution, will the employer contribute the same as my contribution?

Abby

11/10/2016 04:01:03 pm

Nope.... Hindi required ang employer to increase their Employer Share kung itataas mo contribution mo....

lovi

11/13/2016 09:41:23 pm

May Missunderstanding lng po kasi dito:

Illustration:
If your Monthly Basic Pay (Salary) is P12,000.00 then your HDMF Contribution is P11,000.00 X 0.02 = P220.00 and your Employer's Counterpart is P11,000.00 X .02 = P220.00. .

Fix na po bha yung 100 contribution para sa employer?

Abby

11/15/2016 04:14:56 am

Yes po. Ung ilustration sa taas is may mali. Kc ung 2% of basic nakalimit lang po xa 5000 na basic. Kaya kung ang basic is 1500 and above, ang mandatory share ng employee at employer is 2% of basic or 100, whichever is lower...

badjao

11/17/2016 10:18:22 pm

what happen's if you contribute different amount sa pag ibig mo? example i gave 500 last month. and i wanna give bigger amount this month.

Abby

11/17/2016 11:08:19 pm

Then tataas ang remittance mo. It means mas malaki maloloan mo if ever magloan ka, mas malaki din interest na maeearn mo at mas malaki ang return of investment mo... Kc pag-IBIG is actually an investment...

Grace

1/13/2017 11:25:57 pm

Totoo po ba na mas lumalaki ang amount ng loan kapag pangatlong beses na mag loan sa pag ibig?thanks po!

Abby

1/13/2017 11:54:40 pm

Ang amount na naloloan nyo po ay depende po sa nahulog nyo... pag meron na kaung 2 yrs na nagbbyad, 60% ng naihulog nyo ang maloloan. Pag 5yrs 70 at pag 10 yrs ay 80% naman... kaya kung patuloy po kau nagreremit ng premiums nyo aside sa nagbabayad din kau ng monthly sa loan nyo, mas lumalaki po ung loan value nyo po... pero keep in mind din po na kung nagreloan po kau, kung may naiiwan pa po kaung loan ibabawas un sa bagong loan nyo kaya minsan mas mababa ung nakukuhang pera sa loan kapag reloan...

abeguil link

1/31/2017 12:32:23 am

hi...gusto q lang itanong kung san pwede makita online ang payment sa philhealth at pag-ibig,..ty

Abby

1/31/2017 04:34:39 am

Sa philhealth punta po kau sa website nila... may member log in po doon... need nyo po muna magregister.

Sa pag-ibig naman po hindi pa po available online ang viewing ng account... need nyo po pumunta ng branch para kumuha ng snapshot ng payments nyo...

abeguil

1/31/2017 06:33:57 pm

thank you so much sa reply.

Cheka

2/12/2017 10:43:15 pm

what if po kung 50 000 ung Basic salary how much po dapat contribution sa SSS, Pag ibig at Philhealth?

Abby

2/12/2017 11:55:22 pm

Sa sss and phic, pakirefer po sa table sa taas sa ilalim ng EE (employee). don po xa sa max limit... pag ibig is still 100 mandatory and optional kung gusto nyo po dagdagan....

Lorna

3/3/2017 12:17:07 am

Hi, has the P5,000.00 ceiling on the HDMF or Pag-ibig contributions increased? This is the max that is mandatory right? As in P100 employee's share and P100 employer's share.

Abby

3/3/2017 12:41:41 am

Q1: No, it hasn't.
Q2: Yes, it is the max in the mandatory part
Q3: Yes, that is the max in the mandatory because of the 5K ceiling.

Add'l note. Employee can increase their share. This is optional. The ceiling was made because the mandatory part of personal contribution is the only included as non-taxable in the of computation for income tax... :)

Dimple Lapid

3/6/2017 09:24:29 pm

Hi, to clarify. If I am to offer my employee total salary package of 5,000, I am to deduct the total contribution from the 5,000 in case my employee asks me to file it/pay it for her. Is this correct?

Abby

3/7/2017 12:54:34 am

Total employee contribution - yes.

Dimple Lapid

3/10/2017 08:09:35 pm

Clear. Then the employer contribution is on top of the 5000php but the calculation is based from the 5000php basic salary, is that correct?

Abby

3/11/2017 02:45:48 am

Kind of. Employer share is computed based on the salary bracket of employee. So basically on top of employees basic salary is employers share as well on employees premiums. Say i am an employee, i will pay 100.00 for my hdmf share and my employer will also pay 100.00 as his counterpart of my hdmf account. It means that in 1 month, my hmdf account increased by 200.00 but only 100.00 is deducted from my basic salary.

RONAH JEAN M Nuñez

3/9/2017 10:07:42 pm

Hi po Good day, sana may mag reply. 14,500 monthly basic salary 290 po sana ang contribution. pero nangyari 200 lang daw ang limit ng company. Tama po ba to? kung sa TAX 14,500 talaga binabasihan pero kung contribution & other benefits na pag uusapan inuusog nila presentation ng monthly namin. Legal po ba ang ginagawa nila? May ground po ba kung mag re reklamo kami about sa di saktong index ng contribution namin?

Abby

3/9/2017 11:41:28 pm

Hi Ronah! I can only inform you how much your basic contribution is sa basic na 14,500.00

ER EE Total Contribution
HDMF(pag-ibig) 100.00 100.00 200.00
PHIC(philhealth) 175.00 175.00 350.00
SSS 1,078.20 526.80 1,605.00

ung mga totals, un dapat ang lalabas na remitted sa account mo sa bawat isa. sa computation mo ng tax, 14,500-100-175-526.80=13,689.20 yan and basis ng computation ng tax plus other benefits na taxable. kung sabihin natin na walang OT or kahit anong additional allowance, at walang declared dependent, ang monthly tax mo is 1,446.17.

Hindi ako lawyer, pero mandatory and employer na magbayad ng 100.00 para sa hdmf, sa phic naman tatapatan ng employer ang employee share at sa sss, depende sa income magbabase sa table... so yeah pwede ka magreklamo... lalo na sa sss and hdmf share mo. kc sss don ka magpepension at nakbase sa nahulog mo ang amount na marereceive mo. sa hdmf, lahat ng naihulog under sa account mo, babalik sau after 20 years (optional) or upon retirement.

Julian Castillo

3/27/2017 07:44:48 pm

Ma'am/Sir,

Good day, tanong lang po sa HDMF dba mag maximum na 5000k ang computation. kunwari gus2 q dagdagan ung contribution ko instead of
100 e gus2 q gawin 500. ano nmn ang contribution ng employer ko
sana may amg reply tnx

Noy Reyes

3/29/2017 12:00:21 am

Sa HDMF, up to P100.00 yung required na share ng employer. Pero pwede mo dagdagan yung shares mo voluntarily. Nevertheless P100 parin yung contribution ng employer.

q. mesa

4/18/2017 07:30:48 pm

Good day!

mag va-vary po ba yun sss/philhealth/pag-ibig contribution ng employees monthly? depende po ba sa every month na income nya yun amount ng contribution? i thought po kase fixed yun contribution (daily rate x 26 days= salary base).

thanks.

Rolly Mercado

4/29/2017 07:38:08 am

How much is the monthly maximum contribution for Pag Ibig?

Mr. X

5/7/2017 08:49:11 pm

Hi. tanong ko lang po kung every 15 days po ba dapat magcontribute or monthly po. thanks and more power po. :)

Jay

6/5/2017 06:33:04 pm

Good Day. Im working for an International NGO. Since my employer is not required to pay for my statutory benefits, ako yung magbabayad, ask ko lang if based don sa chart, will I have to pay the total amount ng contribution or just the employee percentage?

Thanks

8/8/2017 12:26:00 am

It is important to note that the maximum compensation considered in computing a member’s monthly PAG-IBIG contribution is Php5,000, which equates to Php100 contribution each for the employee and the employer. This means that even if the monthly compensation of an employee exceeds Php5,000, his contribution will remain at Php100.

Erika

8/27/2017 09:47:33 pm

Hindi ko po ma gets ang sa Pag-Ibig. Sa example nyo po, if 12,000 ang salary, 11,000 ang kukunan ng 2%. So, if 14,000 ang salary, 13,000 ang kukunan ng 2%? Tama po ba?

Ace

9/6/2017 11:23:14 pm

Kapag SSS based ba ito sa gross monthly salary, including overtime? or hindi? sa Philhealth same din po ba?

cole

11/2/2017 07:36:22 am

Ask ko lang if tinaasan ba ang share ng employee sa Pag-ibig contribution (from Php100 to Php700) Meaning Php700 ang non taxable income hindi Php 100?, Right?

Kasi Employer ko ang sinasama sa nontaxable allowance ko is only Php100. Please enlighten me for this matter.

Nori

1/29/2018 09:18:20 pm

Uodated na po b yan?

Marg

2/7/2018 08:07:41 am

what if the salary is P18,000. where can we get a basis for the bracket and how much should be the contribution?

maricar bernal

3/11/2018 11:30:39 pm

Meron po ba kayong SSS computation for penalty?

Mark

5/18/2018 08:56:02 am

ang alam ko maximum monthly compensation that is used for computation is 5000pesos lang. Ibig sabihin lang kung ang sweldo mo is more than 5k like for example 10k na sweldo, ang ibabayad mo pa din is 100pesos which is 2% ng 5000pesos at hindi 2% ng 10k.

Mark

5/18/2018 08:57:12 am

yung sa Pag-ibig po pala tinutukoy ko

rizalito santiago link

6/3/2018 06:49:01 am

Good Morning po SIR/MADAM,
Taon 1986 Po ako umaalis sa AGENCY po namin hanggang ngayon po Taon 2018. Itatanong ko po yong sa
PHILHEALTH kung kailan po nagsimula ang pagbabayad CONTRIBUTION. Ka SHARE ko din po ba EMPLOYEER sa pagbabayad po ng CONTRIBUTION.Nagsimula lang magbayad ang EMPLOYEER ko po ay TAON 2013 JANUARY hanggang TAON 2018 MARCH.Kasi po dito sa PHILHEALTH RECORD ko po sa CONTRIBUTION.TAON 2005 OCTOBER hanggang TAON 2012 DECEMBER ang nakalagay na RECORD.Ang EMPLOYEER ko po ay walang hulog.Ngayon po SIR/MOM mayroon pa po ako na RESIBO OCTOBER 29,2003 TO OCTOBER 28,2004 nagbayad po ako ng 900 pesos na may O.R. No.01371939 DATE OF PAYMENT OCTOBER 29,2003. Ito pa po ang isang RESIBO OCTOBER 29,2004 TO OCTOBER 28.2005. O.R. No.01509200 DATE OF PAYMENT JULY 16,2004

SIR/MADAM Ano po ang dapat na gawin ko

ced

6/20/2018 06:14:07 pm

ano po yong EC sa SSS na may contribution na 10

Dolly

6/25/2018 06:20:07 pm

Hi good day ask ko lang pwde b makuha ang kabuuang 10yrs n hulog ko kahit merong housing loan? And from 2k monthly contribution pwde ba liitan? Kasi may nakapagsabi s akin n hnd ko daw po makukuha ang maturity ko kung may housing loan po ako.

fritz joy

12/5/2018 12:45:30 am

what is the difference between pag-ibig EE excess and pag-ibig EE share? this two are both deducted to may pay slip.

EMMYLOU

4/15/2019 10:02:51 pm

Does the basis of SSS contribution is on Basic income or Gross income. Thank you

ADMIN

3/18/2020 11:19:03 pm

Gross

bonie

3/18/2020 08:39:04 pm

tanung ko lang po..magkanu po ba dapat ang monthly contribution na ibabawas sa sahod ko kasi 15k sahod ko at 100 pesos lang po binawas sakin..

ADMIN

3/18/2020 11:18:13 pm

100 lang po ba binabawas sa inyo every month?

Alyza

5/27/2020 03:01:52 am

Hi. Isn't it that the computation for SSS contribution should based on the employee's monthly earnings and not on his/her monthly rate/compensation?

Randy Fabello

8/8/2020 02:13:32 am

Do we include in the SSS Computation of contribution the allowances of employee ??

kristine Parman

3/23/2021 09:01:14 pm

hello po ask kulang what if yung employer ko is mas malaki kinukuha sakin na share kesa sa share nya?

Joerg Schlenker

10/25/2022 01:34:53 am

I am German , 57 years working in the Philippines for 2 years. Can I withdraw the contribution when I retire. At what age would that be?

Ma. Carla Ocampo

3/6/2023 06:13:55 pm

Hello po ask ko lng po sa housing loan po ilang beses po pwdeng magparecompute? For example po may pera akong malaki na ipapasok at magpaparecompute po. Until how many times po n pwdeng magparecompute?

How to Compute SSS, PhilHealth and HDMF (Pag-IBIG) Contributions

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